Financial control
why needs to follow-up and measure future expenses.
Life is very dynamic and it’s easy for us to buy without need of controlling our self.
but can we afford spending money without control ?

Why we must manage our budget ?
we must live right! And it will be wrong to live from money that we don’t have! or to be in overdraft, or taking a loan for everyday living. that way we are going backward from achieving financial independence. The budget is not covering our expenses! how we control our budget without suffering ? continue enjoying our life. 

ok how we are going to achieve that goal?
. Collect information that will give us picture of our financial status.
2. adjust our budget with some tips that will show you how with small changes and not painful you can obtain much more from the money that you earn. 

use Budgeting Tools and tips that will give you in a short time data that by which you will be able to decide From within knowledge and not from guesses what worth while to change in your economic movements.

Why we needs to manage our home budget ?
i have no doubt that it’s more easy to give our children everything they request. but we must ask ourselves, can we afford to spend money for that purpose? We have to examine once a month what is our balance in the bank and see if it is ok to buy high ticket item or it can wait till we see that its ok to buy.

so if we accumulating data once a week or at least once per month about our expenses, we can see exactly where the money goes. and where we can make an effort and cut the expense such as electricity, telephone etc.
the best is to examine our bank account balance once a week and make the necessary adjustments before we go for shopping. so we will have monthly accumulative about 30 transactions, or 7 transactions per week

Registering 7 to 10 transactions in the computer does not take more than 15 minutes per week. once a month we will take an hour to finish registering the remainder of the accounts In the computer of all the monthly movements.
The fluent registering in the computer over time will give us picture and ability to make decisions and courses according to real data

How to manage our budget?

simply collect all your financial information and register the expenses in the computer with using reports from the bank, credit cards report, receipts, etc.
How much time we needs to invest in management of our accounts?
In my opinion half hour per week to the average family should be enough. Read more on  Family Budget